Medicare Insurance | Harshman Insurance Agency

Part A and Part B

There are a variety of life insurance policies that we can provide. The kind of policy you choose depends on your needs during different stages of your life:

Plan A

Plan A (hospital insurance) covers hospital services and supplies that are medically necessary to treat your hospital stay.If you worked 40 quarters (10 years) you will not have a premium for Part A. There is a fee, depending on quarters work.

Medicare Part B

Medicare Part B helps cover medically-necessary services like doctors' services and tests, outpatient care, home health services, durable medical equipment, and other medical services. Part B also covers some preventive services.

Medicare Part B

Medicare Part B (medical insurance) is part of Original Medicare and covers medical services and supplies that are medically necessary to treat your health condition. This can include outpatient care, preventive services, ambulance services, and durable medical equipment. Medicare covers 75% you are responsible for 25%. The fee for Part B is dependent on your income.

Medicare Part C

This is another name for Medicare Advantage. Medicare Part C is administered by private insurance companies contracted with Medicare. Medicare Part C covers everything that Original Medicare (Part A and Part B) cover and may cover extra benefits as well.

Supplemental Plans

These policies are also known as Medigap or Supplemental Plans. These Insurance plans help cover certain out-of-pocket costs that Original Medicare, Part A and Part B, doesn't cover.

It is best to talk with an Agent to discuss the different plans that will cover the plan that works best for your medical needs.

Types of instive Insurance

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There are a variety of life insurance policies that we can provide.

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Maria Marlin Retired Govt Officer, ON, Canada

Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada

Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

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